1. đ Assessments Have SkyrocketedâBut Not Always Accurately
Between 2020 and 2023, home prices across Georgia increased by over 40%. Some counties reassessed entire neighborhoods in 2024 to reflect market highs, even if your property hasnât been improved. You might see your assessed value jump 30â60%âand your tax bill right along with it.
But hereâs the thing: counties donât always get it right.
They may have overestimated your square footage or bedroom count.
They might have used recent flips or fully renovated compsâunlike your long-term rental.
They donât know your tenant left mid-lease or your HVAC is 18 years old.
An appeal gives you a chance to correct these issues.
2. đĄď¸ You Can Lock in Lower Values for 3 Years
Hereâs what savvy investors donât miss:
Under Georgia law (OCGA §âŻ48â5â299c), once you appeal and winâor settle with the countyâthat new value is locked in for three years unless you pull permits for major improvements.
This means:
If your 2025 value gets knocked down $50,000, you could save $500â$1,000 or more annually for three straight years.
If you own several properties, the savings scale quickly.
3. đłď¸ New Laws Are Creating More Uncertaintyâand Opportunity
In late 2022, Georgia voters passed a statewide cap on annual assessment increases (3% for owner-occupants, 10% for commercial/residential rentals). But many countiesâlike Fulton and DeKalbâhave filed for exemptions or haven't fully implemented the cap yet.
That inconsistency creates a window. Some values are rising faster than legally allowed. Others are lagging behind. Itâs the perfect time to challenge unfair or inconsistent assessments.
4. đĄ Most Small Landlords Donât AppealâBut Should
If youâve never filed an appeal, youâre not alone. Many owners think:
âItâs too complicated.â
âWhat if I draw attention to my property?â
âIâll just pay itâeveryone else is.â
But thatâs exactly why counties get away with bloated assessments. Most appeals are simple, donât trigger inspections, and can be resolved via email or phone negotiationsâespecially for residential investors.
And if youâre unsure, GaREIA offers a step-by-step course on how to do it.
5. đ Key Deadlines Are Coming Fast
Youâll receive a Notice of Assessment (look for it by mail) from your county between May and July.
You have only 45 days to respond with a formal PT-311A appeal.
Pro tip: File early and electronically. Many counties allow online filing. Itâs fast and trackable.
đ ď¸ What Youâll Need to Appeal
Recent sales comps (especially distressed, non-renovated ones)
Photos of your propertyâs condition
Renter info or income data (if applicable)
Evidence of any errors in square footage, condition, or use
A clear, polite letter stating your case
You donât need a lawyer. You donât need to go to court. And you donât need to pay thousands to a tax appeal firm (unless you want help).
đ§ Bottom Line: Appealing Is Just Smart Asset Management
You wouldnât let your insurance premium rise without shopping it. So why let your property taxes balloon without pushing back?
The combination of:
Rapidly rising assessments
The 3-year freeze rule
New caps and legislative changes
A supportive investor network (Georgia REIA)
âŚmakes 2025 a golden opportunity to lower your tax burden and boost your returns.
đ Need help?
GaREIA offers a hands-on class where we walk you through the entire process: how to read your notice, gather comps, fill out the form, and argue your case effectively.
Learn more about GaREIA's Property Tax Appeals Workshop
đ Donât wait. Watch for your assessment letterâand get ready to act.