General Meeting

Rick Girgis, of Equitable Consulting, will discuss investor evolution from start to F.I.R.E. (Financial Independence = Retire Early). He will present on how to be both Bear and Bull in today’s environment with Fix & Flips and Buy & hold models with his best Leveraging Techniques.

Rick will outline Fundamentals: cash on cash returns, the Maximum Allowable Offer (MAO) on purchases, Capitalization rates and Debt Service Coverage Ratios (DSCR’s) for Holds and leveraging for liquidity, concluding with the Financially Independent Real Estate investor’s passive income options from holding properties vs. Notes vs. securities.

Rick will give insights on new mortgage industry programs, rates and Loan to Value expectations, and the best seen strategies for success in 2021 in individual Real Estate Action Plans (REAP’s).


About the Speaker

Rick Girgis

Rick Girgis is the Principle Consultant of Equitable Consulting, Inc. since 1999.  As well as consultant, he holds the roles of Licensed Mortgage Loan Officer, Non-delegated Underwriter, and Private Fund Manager.

Mr. Girgis served on the Board of Directors of Georgia Real Estate Investors Association (GaREIA) as Education Director from 2018-2019. He is a member of the Atlanta Commercial Board of Realtors, Mortgage Bankers Association, Georgia Association of Business Brokers, and holds licenses with National Mortgage Licensing System, Georgia Department of Banking and Finance, Florida Department of Financial Regulations, and the Georgia Real Estate Commission.


The GaREIA General Meeting is held on the 2nd Monday of every month at 7 pm. We are currently meeting online. Learn from exciting Guest Speakers every month on topics of interest to real estate investors!

Register at the link below and you will be emailed the link to Zoom online call after you register.  GaREIA members should log-in to the members only section of the website to register and attend at no charge.  Guest Fee is $25 for non-members.

Log-in beginning at 6:50 pm, program begins at 7 pm

Join us on Monday July 12th!

  •  July 12, 2021
     7:00 pm - 8:30 pm



This meeting will take place online. 
Login details will be emailed to you after you register. Please check your spam or promotions folder for this email. 

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